CAL-COM
Federal • Port Lavaca, Texas • Est. 1968
Quick Facts
- Charter Number
- #18935
- Type
- Federal
- Established
- 1968
- Headquarters
- Port Lavaca, Texas 77979-1005
- Address
- P O Box 1005
- Branches
- 3
- ATMs
- 3
- Members
- 16,062
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,062 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAL-COM |
|---|---|
| Total Assets | $225.3M |
| Members | 16,062 |
| Loans Outstanding | $119.1M |
| Shares & Deposits | $198.9M |
| Net Worth | $27.1M |
| Net Worth Ratio | 12.05% |
| Loan-to-Share Ratio | 59.9% |
| Delinquency Rate | 0.28% |
| Net Income | +$3,269,669 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Cal-Com Federal Credit Union
Main Office1401 N Virginia ST
Port Lavaca, TX 77979
Cal-Com Federal Credit Union
3802 N Navarro St
Victoria, TX 77901
Cal-Com Federal Credit Union
2807 John Stockbauer Dr
Victoria, TX 77901
Who Can Join CAL-COM?
Membership Type: Other/Unknown
Membership eligibility for CAL-COM may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAL-COM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CAL-COM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAL-COM has 16,062 members and a potential membership field of 167,000 people.
CAL-COM's net worth ratio is 12.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, CAL-COM meets this threshold.
CAL-COM operates 3 branch locations and has access to 3 ATMs. The main office is located at 1401 N Virginia ST, Port Lavaca, TX 77979.
CAL-COM was established in 1968. It is a federal credit union chartered under charter number 18935. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAL-COM. All financial data is for informational purposes only.