CAPITOL
State-Chartered • Austin, Texas • Est. 1954
Quick Facts
- Charter Number
- #67865
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Austin, Texas 78708
- Address
- PO Box 81647
- Branches
- 3
- ATMs
- 10
- Members
- 13,971
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,971 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPITOL |
|---|---|
| Total Assets | $229.8M |
| Members | 13,971 |
| Loans Outstanding | $168.8M |
| Shares & Deposits | $199.9M |
| Net Worth | $27.8M |
| Net Worth Ratio | 12.07% |
| Loan-to-Share Ratio | 84.5% |
| Delinquency Rate | 0.28% |
| Net Income | +$1,545,270 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 10 ATMs
North Office
Main Office11920 Alterra Pkwy
Austin, TX 78758
Downtown
1718 Lavaca St
Austin, TX 78701
South
133 E Ben White Blvd
Austin, TX 78704
Who Can Join CAPITOL?
Membership Type: Community
Membership eligibility for CAPITOL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPITOL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CAPITOL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAPITOL has 13,971 members and a potential membership field of 1,395,215 people.
CAPITOL's net worth ratio is 12.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, CAPITOL meets this threshold.
CAPITOL operates 3 branch locations and has access to 10 ATMs. The main office is located at 11920 Alterra Pkwy, Austin, TX 78758.
CAPITOL was established in 1954. It is a state-chartered credit union chartered under charter number 67865. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAPITOL. All financial data is for informational purposes only.