CARDINAL CREDIT UNION, INC.
State-Chartered • Mentor, Ohio • Est. 0
Quick Facts
- Charter Number
- #68707
- Type
- State-Chartered
- Established
- 0
- Headquarters
- Mentor, Ohio 44060
- Address
- 8500 Westport Dr
- Branches
- 12
- ATMs
- 5
- Members
- 23,316
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
23,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CARDINAL CREDIT UNION, INC. |
|---|---|
| Total Assets | $358.5M |
| Members | 23,316 |
| Loans Outstanding | $258.7M |
| Shares & Deposits | $307.3M |
| Net Worth | $36.0M |
| Net Worth Ratio | 10.04% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.86% |
| Net Income | +$1,178,278 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 5 ATMs
Main Office
Main Office8500 Westport Dr
Mentor, OH 44060
Ashtabula Branch
625 Lake Ave
Ashtabula, OH 44004
Willoughby Branch
37203 Euclid Ave
Willoughby, OH 44094-5657
Lake Catholic High School
6733 Reynolds Rd
Mentor, OH 44060
Lakeland Community College
7700 Clocktower Dr Bldg A
Kirtland, OH 44094-5198
Who Can Join CARDINAL CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for CARDINAL CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact CARDINAL CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. CARDINAL CREDIT UNION, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CARDINAL CREDIT UNION, INC. has 23,316 members and a potential membership field of 500,000 people.
CARDINAL CREDIT UNION, INC.'s net worth ratio is 10.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, CARDINAL CREDIT UNION, INC. meets this threshold.
CARDINAL CREDIT UNION, INC. operates 12 branch locations and has access to 5 ATMs. The main office is located at 8500 Westport Dr, Mentor, OH 44060.
CARDINAL CREDIT UNION, INC. was established in 0. It is a state-chartered credit union chartered under charter number 68707. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CARDINAL CREDIT UNION, INC.. All financial data is for informational purposes only.