CARDINAL CREDIT UNION, INC.
State-Chartered • Mentor, Ohio • Est. 0
Quick Facts
- Charter Number
- #68707
- Type
- State-Chartered
- Established
- 0
- Headquarters
- Mentor, Ohio 44060
- Address
- 8500 Westport Dr
- Branches
- 12
- ATMs
- 5
- Members
- 23,771
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,771 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CARDINAL CREDIT UNION, INC. |
|---|---|
| Total Assets | $354.3M |
| Members | 23,771 |
| Loans Outstanding | $262.6M |
| Shares & Deposits | $313.9M |
| Net Worth | $36.1M |
| Net Worth Ratio | 10.18% |
| Loan-to-Share Ratio | 83.6% |
| Delinquency Rate | 0.78% |
| Net Income | +$102,804 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 5 ATMs
Main Office
Main Office8500 Westport Dr
Mentor, OH 44060
Ashtabula Branch
625 Lake Ave
Ashtabula, OH 44004
Willoughby Branch
37203 Euclid Ave
Willoughby, OH 44094-5657
Lake Catholic High School
6733 Reynolds Rd
Mentor, OH 44060
Lakeland Community College
7700 Clocktower Dr Bldg A
Kirtland, OH 44094-5198
Who Can Join CARDINAL CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for CARDINAL CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact CARDINAL CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
CARDINAL CREDIT UNION, INC. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CARDINAL CREDIT UNION, INC. has 23,771 members and a potential membership field of 500,000 people.
CARDINAL CREDIT UNION, INC.'s reported net worth ratio is 10.18% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CARDINAL CREDIT UNION, INC. operates 12 branch locations and has access to 5 ATMs. The main office is located at 8500 Westport Dr, Mentor, OH 44060.
CARDINAL CREDIT UNION, INC. was established in 0. It is a state-chartered credit union chartered under charter number 68707. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CARDINAL CREDIT UNION, INC.. All financial data is for informational purposes only.