CARO
Federal • Columbia, South Carolina • Est. 1967
Quick Facts
- Charter Number
- #24404
- Type
- Federal
- Established
- 1967
- Headquarters
- Columbia, South Carolina 29209-2629
- Address
- 4480 Rosewood Dr
- Branches
- 6
- ATMs
- 2
- Members
- 10,650
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,650 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CARO |
|---|---|
| Total Assets | $156.1M |
| Members | 10,650 |
| Loans Outstanding | $90.4M |
| Shares & Deposits | $134.8M |
| Net Worth | $24.0M |
| Net Worth Ratio | 15.39% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 0.79% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 2 ATMs
Branch-10
Main Office4480 Rosewood Dr
Columbia, SC 29209-2629
Branch-00
710 Pulaski St
Columbia, SC 29201-3633
Branch 03
4480 Rosewood Dr
Columbia, SC 29209
St. Francis Branch
121 Sumner St
Greenville, SC 29601-3228
Louisville
1630 Lyndon Farm Ct Ste 201
Louisville, KY 40223-5031
Who Can Join CARO?
Membership Type: Community
Membership eligibility for CARO may vary. Contact the credit union directly to confirm qualification requirements.
Contact CARO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
CARO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CARO has 10,650 members and a potential membership field of 111,685 people.
CARO's reported net worth ratio is 15.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CARO operates 6 branch locations and has access to 2 ATMs. The main office is located at 4480 Rosewood Dr, Columbia, SC 29209-2629.
CARO was established in 1967. It is a federal credit union chartered under charter number 24404. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CARO. All financial data is for informational purposes only.