CAROLINA FOOTHILLS
Federal • Spartanburg, South Carolina • Est. 1960
Quick Facts
- Charter Number
- #13476
- Type
- Federal
- Established
- 1960
- Headquarters
- Spartanburg, South Carolina 29304
- Address
- PO Box 1411
- Branches
- 8
- ATMs
- 7
- Members
- 19,367
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
19,367 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAROLINA FOOTHILLS |
|---|---|
| Total Assets | $218.0M |
| Members | 19,367 |
| Loans Outstanding | $156.9M |
| Shares & Deposits | $183.9M |
| Net Worth | $25.6M |
| Net Worth Ratio | 11.74% |
| Loan-to-Share Ratio | 85.3% |
| Delinquency Rate | 1.09% |
| Net Income | +$2,964,193 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Spartanburg
520 N Church St
Spartanburg, SC 29303-3034
Greenville
1609 E North St
Greenville, SC 29607-1361
John B White
1540 John B White Sr Blvd
Spartanburg, SC 29301
Gaffney
760 Hyatt St
Gaffney, SC 29341
Commonwealth
280 Commonwealth Dr
Greenville, SC 29615
Who Can Join CAROLINA FOOTHILLS?
Membership Type: Community
Membership eligibility for CAROLINA FOOTHILLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAROLINA FOOTHILLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. CAROLINA FOOTHILLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAROLINA FOOTHILLS has 19,367 members and a potential membership field of 105,000 people.
CAROLINA FOOTHILLS's net worth ratio is 11.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, CAROLINA FOOTHILLS meets this threshold.
CAROLINA FOOTHILLS operates 8 branch locations and has access to 7 ATMs. The main office is located at 1450 John B White Sr Blvd, Spartanburg, SC 29306.
CAROLINA FOOTHILLS was established in 1960. It is a federal credit union chartered under charter number 13476. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAROLINA FOOTHILLS. All financial data is for informational purposes only.