CAROLINAS TELCO
Federal • Charlotte, North Carolina • Est. 1979
Quick Facts
- Charter Number
- #23494
- Type
- Federal
- Established
- 1979
- Headquarters
- Charlotte, North Carolina 28269-3709
- Address
- 9115 Harris Corners Pkwy
- Branches
- 10
- ATMs
- 8
- Members
- 31,566
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
31,566 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAROLINAS TELCO |
|---|---|
| Total Assets | $514.4M |
| Members | 31,566 |
| Loans Outstanding | $290.7M |
| Shares & Deposits | $430.4M |
| Net Worth | $75.5M |
| Net Worth Ratio | 14.67% |
| Loan-to-Share Ratio | 67.5% |
| Delinquency Rate | 0.78% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 8 ATMs
Raleigh
5712 Creedmoor Rd
Raleigh, NC 27612
Charlotte - Central Ave.
5023 Central Ave
Charlotte, NC 28205
Greenville
1020 Woodruff Rd
Greenville, SC 29607
Columbia (Outlet Pointe)
110 Outlet Pointe Blvd
Columbia, SC 29210
Gastonia
324 Burtonwood Dr
Gastonia, NC 28054
Who Can Join CAROLINAS TELCO?
Membership Type: Community
Membership eligibility for CAROLINAS TELCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAROLINAS TELCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
CAROLINAS TELCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CAROLINAS TELCO has 31,566 members and a potential membership field of 3,125,094 people.
CAROLINAS TELCO's reported net worth ratio is 14.67% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CAROLINAS TELCO operates 10 branch locations and has access to 8 ATMs. The main office is located at 9115 Harris Corners Pkwy, Charlotte, NC 28269-3709.
CAROLINAS TELCO was established in 1979. It is a federal credit union chartered under charter number 23494. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CAROLINAS TELCO. All financial data is for informational purposes only.