CARPENTERS
Federal • Saint Paul, Minnesota • Est. 1953
Quick Facts
- Charter Number
- #24676
- Type
- Federal
- Established
- 1953
- Headquarters
- Saint Paul, Minnesota 55130-4405
- Address
- 720 Olive St
- Branches
- 2
- Members
- 15,568
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
15,568 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CARPENTERS |
|---|---|
| Total Assets | $44.2M |
| Members | 15,568 |
| Loans Outstanding | $19.8M |
| Shares & Deposits | $37.4M |
| Net Worth | $6.9M |
| Net Worth Ratio | 15.51% |
| Loan-to-Share Ratio | 52.9% |
| Delinquency Rate | 0.14% |
| Net Income | +$835,031 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Carpenters Credit Union Main
Main Office720 Olive St
Saint Paul, MN 55130-4405
PEWAUKEE BRANCH
N25W23055 Paul Rd
Pewaukee, WI 53072-4144
Who Can Join CARPENTERS?
Membership Type: Occupational
Membership eligibility for CARPENTERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CARPENTERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. CARPENTERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CARPENTERS has 15,568 members and a potential membership field of 30,000 people.
CARPENTERS's net worth ratio is 15.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.5%, CARPENTERS meets this threshold.
CARPENTERS operates 2 branch locations. The main office is located at 720 Olive St, Saint Paul, MN 55130-4405.
CARPENTERS was established in 1953. It is a federal credit union chartered under charter number 24676. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CARPENTERS. All financial data is for informational purposes only.