CATHOLIC UNITED FINANCIAL
State-Chartered • SAINT PAUL, Minnesota • Est. 2001
Quick Facts
- Charter Number
- #68469
- Type
- State-Chartered
- Established
- 2001
- Headquarters
- SAINT PAUL, Minnesota 55126
- Address
- 3499 LEXINGTON AVE N
- Branches
- 2
- Members
- 2,955
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,955 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CATHOLIC UNITED FINANCIAL |
|---|---|
| Total Assets | $34.3M |
| Members | 2,955 |
| Loans Outstanding | $18.4M |
| Shares & Deposits | $30.6M |
| Net Worth | $3.6M |
| Net Worth Ratio | 10.37% |
| Loan-to-Share Ratio | 60.0% |
| Delinquency Rate | 0.10% |
| Net Income | +$282,812 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MAIN OFFICE
Main Office3499 LEXINGTON AVE N
SAINT PAUL, MN 55126
SAINT CLOUD OFFICE
120 10th Ave N
SAINT CLOUD, MN 56303
Who Can Join CATHOLIC UNITED FINANCIAL?
Membership Type: Community
Membership eligibility for CATHOLIC UNITED FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CATHOLIC UNITED FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. CATHOLIC UNITED FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CATHOLIC UNITED FINANCIAL has 2,955 members and a potential membership field of 100,000 people.
CATHOLIC UNITED FINANCIAL's net worth ratio is 10.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, CATHOLIC UNITED FINANCIAL meets this threshold.
CATHOLIC UNITED FINANCIAL operates 2 branch locations. The main office is located at 3499 LEXINGTON AVE N, SAINT PAUL, MN 55126.
CATHOLIC UNITED FINANCIAL was established in 2001. It is a state-chartered credit union chartered under charter number 68469. The institution has been serving members for 25 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CATHOLIC UNITED FINANCIAL. All financial data is for informational purposes only.