CEDAR POINT
Federal • LEXINGTON PARK, Maryland • Est. 1945
Quick Facts
- Charter Number
- #5234
- Type
- Federal
- Established
- 1945
- Headquarters
- LEXINGTON PARK, Maryland 20653
- Address
- 22745 MAPLE RD
- Branches
- 6
- ATMs
- 6
- Members
- 47,409
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
47,409 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CEDAR POINT |
|---|---|
| Total Assets | $875.7M |
| Members | 47,409 |
| Loans Outstanding | $510.7M |
| Shares & Deposits | $790.7M |
| Net Worth | $80.2M |
| Net Worth Ratio | 9.16% |
| Loan-to-Share Ratio | 64.6% |
| Delinquency Rate | 0.72% |
| Net Income | +$7,380,696 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Headquarters
Main Office22745 Maple Rd
Lexington Park, MD 20653
Prince Frederick
90 Auto Dr
Prince Frederick, MD 20678-3939
Lexington Park
21748 Three Notch Rd
Lexington Park, MD 20653
Leonardtown
40885 Merchants Lane Unit 19
Leonardtown, MD 20650
Charlotte Hall
30330 Three Notch Rd
Charlotte Hall, MD 20622
Who Can Join CEDAR POINT?
Membership Type: Other/Unknown
Membership eligibility for CEDAR POINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CEDAR POINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. CEDAR POINT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CEDAR POINT has 47,409 members and a potential membership field of 385,860 people.
CEDAR POINT's net worth ratio is 9.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, CEDAR POINT meets this threshold.
CEDAR POINT operates 6 branch locations and has access to 6 ATMs. The main office is located at 22745 Maple Rd, Lexington Park, MD 20653.
CEDAR POINT was established in 1945. It is a federal credit union chartered under charter number 5234. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CEDAR POINT. All financial data is for informational purposes only.