CENTEX CITIZENS
State-Chartered • Mexia, Texas • Est. 1954
Quick Facts
- Charter Number
- #67416
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Mexia, Texas 76667
- Address
- P. O. Box 1252
- Branches
- 3
- ATMs
- 3
- Members
- 15,489
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
15,489 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTEX CITIZENS |
|---|---|
| Total Assets | $114.1M |
| Members | 15,489 |
| Loans Outstanding | $66.9M |
| Shares & Deposits | $93.8M |
| Net Worth | $19.7M |
| Net Worth Ratio | 17.24% |
| Loan-to-Share Ratio | 71.4% |
| Delinquency Rate | 0.31% |
| Net Income | +$1,542,275 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Centex Citizens Credit Union Main Office
Main Office1404 E Milam St
Mexia, TX 76667-2500
Centex Citizens Credit Union - Corsicana Branch
3501 West 7th Avenue
Corsicana, TX 75110
Centex Citizens Credit Union Ennis Branch
2251 W Ennis Ave
Ennis, TX 75119
Who Can Join CENTEX CITIZENS?
Membership Type: Community
Membership eligibility for CENTEX CITIZENS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTEX CITIZENS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CENTEX CITIZENS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTEX CITIZENS has 15,489 members and a potential membership field of 138,000 people.
CENTEX CITIZENS's net worth ratio is 17.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.2%, CENTEX CITIZENS meets this threshold.
CENTEX CITIZENS operates 3 branch locations and has access to 3 ATMs. The main office is located at 1404 E Milam St, Mexia, TX 76667-2500.
CENTEX CITIZENS was established in 1954. It is a state-chartered credit union chartered under charter number 67416. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTEX CITIZENS. All financial data is for informational purposes only.