CENTRAL ILLINOIS
State-Chartered • champaign, Illinois • Est. 1948
Quick Facts
- Charter Number
- #65186
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- champaign, Illinois 61821
- Address
- 2106 w john st
- Branches
- 2
- ATMs
- 1
- Members
- 3,527
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,527 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRAL ILLINOIS |
|---|---|
| Total Assets | $24.9M |
| Members | 3,527 |
| Loans Outstanding | $12.1M |
| Shares & Deposits | $21.5M |
| Net Worth | $3.3M |
| Net Worth Ratio | 13.25% |
| Loan-to-Share Ratio | 56.2% |
| Delinquency Rate | 2.09% |
| Net Income | +$346,491 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Central Illinois Credit Union
Main Office2106 w john st
champaign, IL 61821
Community Plus
526 E Champaign Ave
Rantoul, IL 61866
Who Can Join CENTRAL ILLINOIS?
Membership Type: Community
Membership eligibility for CENTRAL ILLINOIS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRAL ILLINOIS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. CENTRAL ILLINOIS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTRAL ILLINOIS has 3,527 members and a potential membership field of 20,000 people.
CENTRAL ILLINOIS's net worth ratio is 13.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, CENTRAL ILLINOIS meets this threshold.
CENTRAL ILLINOIS operates 2 branch locations and has access to 1 ATMs. The main office is located at 2106 w john st, champaign, IL 61821.
CENTRAL ILLINOIS was established in 1948. It is a state-chartered credit union chartered under charter number 65186. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTRAL ILLINOIS. All financial data is for informational purposes only.