CENTRAL JERSEY
Federal • WOODBRIDGE, New Jersey • Est. 1936
Quick Facts
- Charter Number
- #1108
- Type
- Federal
- Established
- 1936
- Headquarters
- WOODBRIDGE, New Jersey 07095
- Address
- 380 BERRY ST
- Branches
- 1
- ATMs
- 1
- Members
- 6,021
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,021 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRAL JERSEY |
|---|---|
| Total Assets | $92.6M |
| Members | 6,021 |
| Loans Outstanding | $45.0M |
| Shares & Deposits | $81.6M |
| Net Worth | $9.6M |
| Net Worth Ratio | 10.40% |
| Loan-to-Share Ratio | 55.1% |
| Delinquency Rate | 0.68% |
| Net Income | +$725,895 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
MAIN ST
Main Office34 Main Street
Woodbridge, NJ 07095
Who Can Join CENTRAL JERSEY?
Membership Type: Community
Membership eligibility for CENTRAL JERSEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRAL JERSEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Browse all federally insured credit unions in New Jersey, ranked by assets, members, and financial health score.
View New Jersey RankingsFrequently Asked Questions
Yes. CENTRAL JERSEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTRAL JERSEY has 6,021 members and a potential membership field of 25,000 people.
CENTRAL JERSEY's net worth ratio is 10.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, CENTRAL JERSEY meets this threshold.
CENTRAL JERSEY operates 1 branch location and has access to 1 ATMs. The main office is located at 34 Main Street, Woodbridge, NJ 07095.
CENTRAL JERSEY was established in 1936. It is a federal credit union chartered under charter number 1108. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTRAL JERSEY. All financial data is for informational purposes only.