CENTRICITY
State-Chartered • Hermantown, Minnesota • Est. 1943
Quick Facts
- Charter Number
- #68685
- Type
- State-Chartered
- Established
- 1943
- Headquarters
- Hermantown, Minnesota 55811
- Address
- 4477 Lavaque Rd
- Branches
- 5
- ATMs
- 5
- Members
- 21,757
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,757 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRICITY |
|---|---|
| Total Assets | $337.9M |
| Members | 21,757 |
| Loans Outstanding | $253.5M |
| Shares & Deposits | $276.9M |
| Net Worth | $45.4M |
| Net Worth Ratio | 13.42% |
| Loan-to-Share Ratio | 91.6% |
| Delinquency Rate | 0.61% |
| Net Income | +$1,425,548 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Hermantown Office
Main Office4477 Lavaque Rd
Hermantown, MN 55811
Duluth Office
2501 London Rd
Duluth, MN 55812
Superior Office
25 Belknap St
Superior, WI 54880
Denfeld Office
3924 Grand Ave
Duluth, MN 55807
Proctor Office
410 N 2nd Ave
Proctor, MN 55810-2206
Who Can Join CENTRICITY?
Membership Type: Community
Membership eligibility for CENTRICITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRICITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
CENTRICITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CENTRICITY has 21,757 members and a potential membership field of 322,437 people.
CENTRICITY's reported net worth ratio is 13.42% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CENTRICITY operates 5 branch locations and has access to 5 ATMs. The main office is located at 4477 Lavaque Rd, Hermantown, MN 55811.
CENTRICITY was established in 1943. It is a state-chartered credit union chartered under charter number 68685. The institution has been serving members for 83 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CENTRICITY. All financial data is for informational purposes only.