CHA-TEL
Federal • Charleston, West Virginia • Est. 1963
Quick Facts
- Charter Number
- #15935
- Type
- Federal
- Established
- 1963
- Headquarters
- Charleston, West Virginia 25396
- Address
- 1500 Maccorkle Ave SE
- Branches
- 3
- Members
- 1,240
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,240 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHA-TEL |
|---|---|
| Total Assets | $11.4M |
| Members | 1,240 |
| Loans Outstanding | $5.9M |
| Shares & Deposits | $9.8M |
| Net Worth | $1.5M |
| Net Worth Ratio | 13.48% |
| Loan-to-Share Ratio | 59.6% |
| Delinquency Rate | 0.04% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Cha Tel
Main Office1500 Maccorkle Ave SE
Charleston, WV 25396
Fiserv Calaxy
5600 Crooks Rd Ste 101
Troy, MI 48098
KEMBA CHARLESTON FCU
1830 ROXALANA RD
Dunbar, WV 25064-2705
Who Can Join CHA-TEL?
Membership Type: Community
Membership eligibility for CHA-TEL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHA-TEL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
CHA-TEL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHA-TEL has 1,240 members and a potential membership field of 3,000 people.
CHA-TEL's reported net worth ratio is 13.48% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHA-TEL operates 3 branch locations. The main office is located at 1500 Maccorkle Ave SE, Charleston, WV 25396.
CHA-TEL was established in 1963. It is a federal credit union chartered under charter number 15935. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHA-TEL. All financial data is for informational purposes only.