CHA-TEL
Federal • Charleston, West Virginia • Est. 1963
Quick Facts
- Charter Number
- #15935
- Type
- Federal
- Established
- 1963
- Headquarters
- Charleston, West Virginia 25396
- Address
- 1500 Maccorkle Ave
- Branches
- 3
- Members
- 1,260
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,260 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHA-TEL |
|---|---|
| Total Assets | $11.1M |
| Members | 1,260 |
| Loans Outstanding | $5.9M |
| Shares & Deposits | $9.6M |
| Net Worth | $1.5M |
| Net Worth Ratio | 13.75% |
| Loan-to-Share Ratio | 61.7% |
| Delinquency Rate | 0.23% |
| Net Income | +$27,209 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Cha Tel
Main Office1500 Maccorkle Ave SE
Charleston, WV 25396
Fiserv Calaxy
5600 Crooks Rd Ste 101
Troy, MI 48098
KEMBA CHARLESTON FCU
1830 ROXALANA RD
DUNBAR, WV 25064-2705
Who Can Join CHA-TEL?
Membership Type: Community
Membership eligibility for CHA-TEL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHA-TEL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Browse all federally insured credit unions in West Virginia, ranked by assets, members, and financial health score.
View West Virginia RankingsFrequently Asked Questions
Yes. CHA-TEL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHA-TEL has 1,260 members and a potential membership field of 3,000 people.
CHA-TEL's net worth ratio is 13.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, CHA-TEL meets this threshold.
CHA-TEL operates 3 branch locations. The main office is located at 1500 Maccorkle Ave SE, Charleston, WV 25396.
CHA-TEL was established in 1963. It is a federal credit union chartered under charter number 15935. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHA-TEL. All financial data is for informational purposes only.