CHAMPION
State-Chartered • Canton, North Carolina • Est. 1932
Quick Facts
- Charter Number
- #60721
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Canton, North Carolina 28716
- Address
- PO Box 1389
- Branches
- 8
- ATMs
- 7
- Members
- 36,146
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
36,146 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHAMPION |
|---|---|
| Total Assets | $554.8M |
| Members | 36,146 |
| Loans Outstanding | $434.6M |
| Shares & Deposits | $469.3M |
| Net Worth | $65.1M |
| Net Worth Ratio | 11.74% |
| Loan-to-Share Ratio | 92.6% |
| Delinquency Rate | 0.56% |
| Net Income | +$6,589,310 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Champion CU - Canton
Main Office3 Academy ST
Canton, NC 28716
Champion CU - Arden
2311 Hendersonville Rd
Arden, NC 28704
Champion CU - Waynesville
311 Walnut St
Waynesville, NC 28786
Champion CU - Asheville
1000 Patton Ave
Asheville, NC 28806-3623
Champion CU - Mills River
4494 Boylston Hwy
Mills River, NC 28759-5735
Who Can Join CHAMPION?
Membership Type: Community
Membership eligibility for CHAMPION may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHAMPION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. CHAMPION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHAMPION has 36,146 members and a potential membership field of 625,606 people.
CHAMPION's net worth ratio is 11.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, CHAMPION meets this threshold.
CHAMPION operates 8 branch locations and has access to 7 ATMs. The main office is located at 3 Academy ST, Canton, NC 28716.
CHAMPION was established in 1932. It is a state-chartered credit union chartered under charter number 60721. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHAMPION. All financial data is for informational purposes only.