CHARLESTON
Federal • CHARLESTON, West Virginia • Est. 1959
Quick Facts
- Charter Number
- #12922
- Type
- Federal
- Established
- 1959
- Headquarters
- CHARLESTON, West Virginia 25301-2513
- Address
- 300 VIRGINIA ST E RM 4203
- Branches
- 1
- Members
- 1,258
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,258 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHARLESTON |
|---|---|
| Total Assets | $14.9M |
| Members | 1,258 |
| Loans Outstanding | $9.9M |
| Shares & Deposits | $12.7M |
| Net Worth | $2.2M |
| Net Worth Ratio | 14.59% |
| Loan-to-Share Ratio | 77.7% |
| Delinquency Rate | 0.52% |
| Net Income | +$264,398 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
MAIN OFFICE
Main Office300 VIRGINIA ST E RM 4203
CHARLESTON, WV 25301-2513
Who Can Join CHARLESTON?
Membership Type: Community
Membership eligibility for CHARLESTON may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHARLESTON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. CHARLESTON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHARLESTON has 1,258 members and a potential membership field of 1,500 people.
CHARLESTON's net worth ratio is 14.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.6%, CHARLESTON meets this threshold.
CHARLESTON operates 1 branch location. The main office is located at 300 VIRGINIA ST E RM 4203, CHARLESTON, WV 25301-2513.
CHARLESTON was established in 1959. It is a federal credit union chartered under charter number 12922. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHARLESTON. All financial data is for informational purposes only.