CHARLESTON POSTAL
Federal • CHARLESTON, West Virginia • Est. 1925
Quick Facts
- Charter Number
- #24743
- Type
- Federal
- Established
- 1925
- Headquarters
- CHARLESTON, West Virginia 25309
- Address
- 1000 CENTRE WAY
- Branches
- 1
- ATMs
- 1
- Members
- 664
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
664 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHARLESTON POSTAL |
|---|---|
| Total Assets | $4.9M |
| Members | 664 |
| Loans Outstanding | $2.7M |
| Shares & Deposits | $4.4M |
| Net Worth | $442K |
| Net Worth Ratio | 9.05% |
| Loan-to-Share Ratio | 60.0% |
| Delinquency Rate | 2.08% |
| Net Income | $-3,730 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
CHARLESTON POSTAL FCU
Main Office1000 CENTRE WAY
CHARLESTON, WV 25309
Who Can Join CHARLESTON POSTAL?
Membership Type: Community
Membership eligibility for CHARLESTON POSTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHARLESTON POSTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. CHARLESTON POSTAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHARLESTON POSTAL has 664 members and a potential membership field of 764 people.
CHARLESTON POSTAL's net worth ratio is 9.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, CHARLESTON POSTAL meets this threshold.
CHARLESTON POSTAL operates 1 branch location and has access to 1 ATMs. The main office is located at 1000 CENTRE WAY, CHARLESTON, WV 25309.
CHARLESTON POSTAL was established in 1925. It is a federal credit union chartered under charter number 24743. The institution has been serving members for 101 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHARLESTON POSTAL. All financial data is for informational purposes only.