CHARLOTTE FIRE DEPARTMENT
State-Chartered • Charlotte, North Carolina • Est. 1955
Quick Facts
- Charter Number
- #63566
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Charlotte, North Carolina 28205-5126
- Address
- 2121 Commonwealth Ave
- Branches
- 2
- ATMs
- 1
- Members
- 3,007
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,007 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHARLOTTE FIRE DEPARTMENT |
|---|---|
| Total Assets | $53.7M |
| Members | 3,007 |
| Loans Outstanding | $20.3M |
| Shares & Deposits | $45.6M |
| Net Worth | $7.6M |
| Net Worth Ratio | 14.14% |
| Loan-to-Share Ratio | 44.5% |
| Delinquency Rate | 1.30% |
| Net Income | +$487,577 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
CorporateOffice
Main Office2121 Commonwealth Ave
Charlotte, NC 28205-5100
CMC
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Who Can Join CHARLOTTE FIRE DEPARTMENT?
Membership Type: Community
Membership eligibility for CHARLOTTE FIRE DEPARTMENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHARLOTTE FIRE DEPARTMENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. CHARLOTTE FIRE DEPARTMENT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHARLOTTE FIRE DEPARTMENT has 3,007 members and a potential membership field of 5,500 people.
CHARLOTTE FIRE DEPARTMENT's net worth ratio is 14.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, CHARLOTTE FIRE DEPARTMENT meets this threshold.
CHARLOTTE FIRE DEPARTMENT operates 2 branch locations and has access to 1 ATMs. The main office is located at 2121 Commonwealth Ave, Charlotte, NC 28205-5100.
CHARLOTTE FIRE DEPARTMENT was established in 1955. It is a state-chartered credit union chartered under charter number 63566. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHARLOTTE FIRE DEPARTMENT. All financial data is for informational purposes only.