CHATTANOOGA AREA SCHOOLS
Federal • CHATTANOOGA, Tennessee • Est. 1935
Quick Facts
- Charter Number
- #690
- Type
- Federal
- Established
- 1935
- Headquarters
- CHATTANOOGA, Tennessee 37404-2806
- Address
- PO BOX 3529
- Branches
- 2
- Members
- 12,383
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,383 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHATTANOOGA AREA SCHOOLS |
|---|---|
| Total Assets | $191.6M |
| Members | 12,383 |
| Loans Outstanding | $88.7M |
| Shares & Deposits | $167.5M |
| Net Worth | $23.5M |
| Net Worth Ratio | 12.27% |
| Loan-to-Share Ratio | 53.0% |
| Delinquency Rate | 0.38% |
| Net Income | +$695,689 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
CASFCU
Main Office1201 Bailey Ave
Chattanooga, TN 37404-2806
CASFCU
1201 Bailey Ave
Chattanooga, TN 37404-2806
Who Can Join CHATTANOOGA AREA SCHOOLS?
Membership Type: Community
Membership eligibility for CHATTANOOGA AREA SCHOOLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHATTANOOGA AREA SCHOOLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. CHATTANOOGA AREA SCHOOLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHATTANOOGA AREA SCHOOLS has 12,383 members and a potential membership field of 40,000 people.
CHATTANOOGA AREA SCHOOLS's net worth ratio is 12.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, CHATTANOOGA AREA SCHOOLS meets this threshold.
CHATTANOOGA AREA SCHOOLS operates 2 branch locations. The main office is located at 1201 Bailey Ave, Chattanooga, TN 37404-2806.
CHATTANOOGA AREA SCHOOLS was established in 1935. It is a federal credit union chartered under charter number 690. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHATTANOOGA AREA SCHOOLS. All financial data is for informational purposes only.