CHATTANOOGA FIRST
Federal • Chattanooga, Tennessee • Est. 1961
Quick Facts
- Charter Number
- #14725
- Type
- Federal
- Established
- 1961
- Headquarters
- Chattanooga, Tennessee 37408-3095
- Address
- 3120 Broad St
- Branches
- 3
- ATMs
- 1
- Members
- 1,492
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,492 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHATTANOOGA FIRST |
|---|---|
| Total Assets | $26.0M |
| Members | 1,492 |
| Loans Outstanding | $13.4M |
| Shares & Deposits | $20.2M |
| Net Worth | $5.7M |
| Net Worth Ratio | 21.97% |
| Loan-to-Share Ratio | 66.2% |
| Delinquency Rate | 2.39% |
| Net Income | +$25,431 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Chattanooga First FCU
Main Office3120 Broad St
Chattanooga, TN 37408-3095
Chattanooga Area Schools FCU
1201 Bailey Ave
Chattanooga, TN 37404-2806
Fiserv OnCU
3031 Airpark Dr N
Flint, MI 48507-3471
Who Can Join CHATTANOOGA FIRST?
Membership Type: Other/Unknown
Membership eligibility for CHATTANOOGA FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHATTANOOGA FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
CHATTANOOGA FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHATTANOOGA FIRST has 1,492 members and a potential membership field of 385,000 people.
CHATTANOOGA FIRST's reported net worth ratio is 21.97% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHATTANOOGA FIRST operates 3 branch locations and has access to 1 ATMs. The main office is located at 3120 Broad St, Chattanooga, TN 37408-3095.
CHATTANOOGA FIRST was established in 1961. It is a federal credit union chartered under charter number 14725. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHATTANOOGA FIRST. All financial data is for informational purposes only.