CHATTANOOGA FIRST
Federal • CHATTANOOGA, Tennessee • Est. 1961
Quick Facts
- Charter Number
- #14725
- Type
- Federal
- Established
- 1961
- Headquarters
- CHATTANOOGA, Tennessee 37408-3095
- Address
- 3120 BROAD STREET
- Branches
- 3
- ATMs
- 1
- Members
- 1,563
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,563 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHATTANOOGA FIRST |
|---|---|
| Total Assets | $26.1M |
| Members | 1,563 |
| Loans Outstanding | $14.2M |
| Shares & Deposits | $20.2M |
| Net Worth | $5.7M |
| Net Worth Ratio | 21.81% |
| Loan-to-Share Ratio | 70.3% |
| Delinquency Rate | 2.05% |
| Net Income | +$94,267 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Chattanooga First FCU
Main Office3120 Broad St
Chattanooga, TN 37408-3095
Chattanooga Area Schools FCU
1201 Bailey Ave
Chattanooga, TN 37404-2806
Fiserv OnCU
3031 Airpark Dr N
Flint, MI 48507-3471
Who Can Join CHATTANOOGA FIRST?
Membership Type: Other/Unknown
Membership eligibility for CHATTANOOGA FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHATTANOOGA FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. CHATTANOOGA FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHATTANOOGA FIRST has 1,563 members and a potential membership field of 385,000 people.
CHATTANOOGA FIRST's net worth ratio is 21.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.8%, CHATTANOOGA FIRST meets this threshold.
CHATTANOOGA FIRST operates 3 branch locations and has access to 1 ATMs. The main office is located at 3120 Broad St, Chattanooga, TN 37408-3095.
CHATTANOOGA FIRST was established in 1961. It is a federal credit union chartered under charter number 14725. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHATTANOOGA FIRST. All financial data is for informational purposes only.