CHEMCEL
Federal • Bishop, Texas • Est. 1951
Quick Facts
- Charter Number
- #7129
- Type
- Federal
- Established
- 1951
- Headquarters
- Bishop, Texas 78343
- Address
- 5740 County Road 4
- Branches
- 5
- ATMs
- 5
- Members
- 9,394
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,394 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEMCEL |
|---|---|
| Total Assets | $183.6M |
| Members | 9,394 |
| Loans Outstanding | $107.7M |
| Shares & Deposits | $160.6M |
| Net Worth | $21.9M |
| Net Worth Ratio | 11.93% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 0.85% |
| Net Income | +$370,416 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Bishop Office
Main Office5740 County Road 4
Bishop, TX 78343
Corpus Christi Office
7001 Saratoga Blvd
Corpus Christi, TX 78414-3919
Pasadena Office
9502 Bayport Blvd
Pasadena, TX 77507-1402
Kingsville Office
1901 S US Highway 77 Byp
Kingsville, TX 78363-6894
Alice Office
2740 East Main Street
Alice, TX 78332
Who Can Join CHEMCEL?
Membership Type: Community
Membership eligibility for CHEMCEL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEMCEL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
CHEMCEL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHEMCEL has 9,394 members and a potential membership field of 422,813 people.
CHEMCEL's reported net worth ratio is 11.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHEMCEL operates 5 branch locations and has access to 5 ATMs. The main office is located at 5740 County Road 4, Bishop, TX 78343.
CHEMCEL was established in 1951. It is a federal credit union chartered under charter number 7129. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHEMCEL. All financial data is for informational purposes only.