CHEROKEE COUNTY
Federal • Rusk, Texas • Est. 1960
Quick Facts
- Charter Number
- #13591
- Type
- Federal
- Established
- 1960
- Headquarters
- Rusk, Texas 75785
- Address
- 144 N Henderson St
- Branches
- 2
- ATMs
- 2
- Members
- 4,871
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,871 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEROKEE COUNTY |
|---|---|
| Total Assets | $45.0M |
| Members | 4,871 |
| Loans Outstanding | $29.3M |
| Shares & Deposits | $32.9M |
| Net Worth | $12.0M |
| Net Worth Ratio | 26.72% |
| Loan-to-Share Ratio | 89.1% |
| Delinquency Rate | 0.86% |
| Net Income | +$640,162 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Cherokee County Federal Credit Union
Main Office144 N Henderson St
Rusk, TX 75785
CHEROKEE COUNTY FEDERAL CREDIT UNION
2059 S JACKSON ST
JACKSONVILLE, TX 75766-5821
Who Can Join CHEROKEE COUNTY?
Membership Type: Other/Unknown
Membership eligibility for CHEROKEE COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEROKEE COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CHEROKEE COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEROKEE COUNTY has 4,871 members and a potential membership field of 51,645 people.
CHEROKEE COUNTY's net worth ratio is 26.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.7%, CHEROKEE COUNTY meets this threshold.
CHEROKEE COUNTY operates 2 branch locations and has access to 2 ATMs. The main office is located at 144 N Henderson St, Rusk, TX 75785.
CHEROKEE COUNTY was established in 1960. It is a federal credit union chartered under charter number 13591. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEROKEE COUNTY. All financial data is for informational purposes only.