CHEROKEE COUNTY TEACHERS
Federal • RUSK, Texas • Est. 1955
Quick Facts
- Charter Number
- #10269
- Type
- Federal
- Established
- 1955
- Headquarters
- RUSK, Texas 75785
- Address
- P O DRAWER A
- Branches
- 1
- ATMs
- 1
- Members
- 1,776
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,776 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEROKEE COUNTY TEACHERS |
|---|---|
| Total Assets | $13.6M |
| Members | 1,776 |
| Loans Outstanding | $10.0M |
| Shares & Deposits | $10.8M |
| Net Worth | $2.8M |
| Net Worth Ratio | 20.64% |
| Loan-to-Share Ratio | 92.7% |
| Delinquency Rate | 1.93% |
| Net Income | +$115,373 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
CHEROKEE COUNTY TEACHERS FCU
Main Office145 FM 2972 W
RUSK, TX 75785
Who Can Join CHEROKEE COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for CHEROKEE COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEROKEE COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CHEROKEE COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEROKEE COUNTY TEACHERS has 1,776 members and a potential membership field of 5,000 people.
CHEROKEE COUNTY TEACHERS's net worth ratio is 20.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.6%, CHEROKEE COUNTY TEACHERS meets this threshold.
CHEROKEE COUNTY TEACHERS operates 1 branch location and has access to 1 ATMs. The main office is located at 145 FM 2972 W, RUSK, TX 75785.
CHEROKEE COUNTY TEACHERS was established in 1955. It is a federal credit union chartered under charter number 10269. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEROKEE COUNTY TEACHERS. All financial data is for informational purposes only.