CHESSIE
Federal • Cumberland, Maryland • Est. 1948
Quick Facts
- Charter Number
- #5636
- Type
- Federal
- Established
- 1948
- Headquarters
- Cumberland, Maryland 21502
- Address
- 15 Commerce Dr
- Branches
- 9
- ATMs
- 12
- Members
- 33,968
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
33,968 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHESSIE |
|---|---|
| Total Assets | $433.2M |
| Members | 33,968 |
| Loans Outstanding | $222.3M |
| Shares & Deposits | $372.8M |
| Net Worth | $58.8M |
| Net Worth Ratio | 13.57% |
| Loan-to-Share Ratio | 59.6% |
| Delinquency Rate | 0.78% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 12 ATMs
Drive Thru
122 W Union St
Cumberland, MD 21502
LaVale Office
1308 National Hwy
LaVale, MD 21502
WMHS
12501 Willowbrook Rd
Cumberland, MD 21502
Keyser
1015 Florida Ave
Keyser, WV 26726
Grafton
400 N Pike St
Grafton, WV 26354
Who Can Join CHESSIE?
Membership Type: Community
Membership eligibility for CHESSIE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHESSIE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
CHESSIE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHESSIE has 33,968 members and a potential membership field of 64,500 people.
CHESSIE's reported net worth ratio is 13.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHESSIE operates 9 branch locations and has access to 12 ATMs. The main office is located at 15 Commerce Dr, Cumberland, MD 21502.
CHESSIE was established in 1948. It is a federal credit union chartered under charter number 5636. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHESSIE. All financial data is for informational purposes only.