CHIVAHO
Federal • Chillicothe, Ohio • Est. 1948
Quick Facts
- Charter Number
- #5741
- Type
- Federal
- Established
- 1948
- Headquarters
- Chillicothe, Ohio 45601-2620
- Address
- 190 N Bridge St
- Branches
- 2
- ATMs
- 2
- Members
- 2,235
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,235 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHIVAHO |
|---|---|
| Total Assets | $36.7M |
| Members | 2,235 |
| Loans Outstanding | $15.4M |
| Shares & Deposits | $31.5M |
| Net Worth | $5.1M |
| Net Worth Ratio | 13.91% |
| Loan-to-Share Ratio | 48.8% |
| Delinquency Rate | 0.76% |
| Net Income | +$319,543 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Chivaho FCU
17273 State Route 104
Chillicothe, OH 45601-9718
Chivaho Federal Credit Union
Main Office190 N Bridge St
Chillicothe, OH 45601-2620
Who Can Join CHIVAHO?
Membership Type: Other/Unknown
Membership eligibility for CHIVAHO may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHIVAHO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. CHIVAHO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHIVAHO has 2,235 members and a potential membership field of 74,000 people.
CHIVAHO's net worth ratio is 13.91% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, CHIVAHO meets this threshold.
CHIVAHO operates 2 branch locations and has access to 2 ATMs. The main office is located at 190 N Bridge St, Chillicothe, OH 45601-2620.
CHIVAHO was established in 1948. It is a federal credit union chartered under charter number 5741. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHIVAHO. All financial data is for informational purposes only.