CHOCOLATE BAYOU COMMUNITY
Federal • Alvin, Texas • Est. 1962
Quick Facts
- Charter Number
- #15143
- Type
- Federal
- Established
- 1962
- Headquarters
- Alvin, Texas 77511-2681
- Address
- 1301 Highway 35 Byp N
- Branches
- 4
- ATMs
- 4
- Members
- 11,827
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,827 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHOCOLATE BAYOU COMMUNITY |
|---|---|
| Total Assets | $156.9M |
| Members | 11,827 |
| Loans Outstanding | $80.2M |
| Shares & Deposits | $136.4M |
| Net Worth | $20.2M |
| Net Worth Ratio | 12.85% |
| Loan-to-Share Ratio | 58.8% |
| Delinquency Rate | 0.56% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Alvin
Main Office1301 Highway 35 Byp N
Alvin, TX 77511-2681
Pearland
10618 Crossroads Plaza Dr
Pearland, TX 77584-4508
Alvin High School
802 S Johnson St
Alvin, TX 77511-3300
Manvel High School
19601 Highway 6
Manvel, TX 77578
Who Can Join CHOCOLATE BAYOU COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CHOCOLATE BAYOU COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHOCOLATE BAYOU COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
CHOCOLATE BAYOU COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHOCOLATE BAYOU COMMUNITY has 11,827 members and a potential membership field of 100,000 people.
CHOCOLATE BAYOU COMMUNITY's reported net worth ratio is 12.85% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHOCOLATE BAYOU COMMUNITY operates 4 branch locations and has access to 4 ATMs. The main office is located at 1301 Highway 35 Byp N, Alvin, TX 77511-2681.
CHOCOLATE BAYOU COMMUNITY was established in 1962. It is a federal credit union chartered under charter number 15143. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHOCOLATE BAYOU COMMUNITY. All financial data is for informational purposes only.