CHOPTANK ELECTRIC COOP EMPLOY
Federal • Denton, Maryland • Est. 1971
Quick Facts
- Charter Number
- #20656
- Type
- Federal
- Established
- 1971
- Headquarters
- Denton, Maryland 21629-1919
- Address
- 10384 River Road
- Branches
- 1
- Members
- 277
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
277 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHOPTANK ELECTRIC COOP EMPLOY |
|---|---|
| Total Assets | $2.7M |
| Members | 277 |
| Loans Outstanding | $836K |
| Shares & Deposits | $1.9M |
| Net Worth | $803K |
| Net Worth Ratio | 30.16% |
| Loan-to-Share Ratio | 45.0% |
| Delinquency Rate | 2.99% |
| Net Income | +$18,287 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Choptank Electric Coop. Emp
Main OfficePO Box 430
Denton, MD 21629-0430
Who Can Join CHOPTANK ELECTRIC COOP EMPLOY?
Membership Type: Community
Membership eligibility for CHOPTANK ELECTRIC COOP EMPLOY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHOPTANK ELECTRIC COOP EMPLOY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. CHOPTANK ELECTRIC COOP EMPLOY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHOPTANK ELECTRIC COOP EMPLOY has 277 members and a potential membership field of 380 people.
CHOPTANK ELECTRIC COOP EMPLOY's net worth ratio is 30.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 30.2%, CHOPTANK ELECTRIC COOP EMPLOY meets this threshold.
CHOPTANK ELECTRIC COOP EMPLOY operates 1 branch location. The main office is located at PO Box 430, Denton, MD 21629-0430.
CHOPTANK ELECTRIC COOP EMPLOY was established in 1971. It is a federal credit union chartered under charter number 20656. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHOPTANK ELECTRIC COOP EMPLOY. All financial data is for informational purposes only.