CHOPTANK ELECTRIC COOP EMPLOY
Federal • Denton, Maryland • Est. 1971
Quick Facts
- Charter Number
- #20656
- Type
- Federal
- Established
- 1971
- Headquarters
- Denton, Maryland 21629-0430
- Address
- PO Box 430
- Branches
- 1
- Members
- 277
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
277 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHOPTANK ELECTRIC COOP EMPLOY |
|---|---|
| Total Assets | $2.7M |
| Members | 277 |
| Loans Outstanding | $737K |
| Shares & Deposits | $1.9M |
| Net Worth | $808K |
| Net Worth Ratio | 30.24% |
| Loan-to-Share Ratio | 39.5% |
| Delinquency Rate | 1.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Choptank Electric Coop. Emp
Main OfficePO Box 430
Denton, MD 21629-0430
Who Can Join CHOPTANK ELECTRIC COOP EMPLOY?
Membership Type: Community
Membership eligibility for CHOPTANK ELECTRIC COOP EMPLOY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHOPTANK ELECTRIC COOP EMPLOY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
CHOPTANK ELECTRIC COOP EMPLOY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHOPTANK ELECTRIC COOP EMPLOY has 277 members and a potential membership field of 380 people.
CHOPTANK ELECTRIC COOP EMPLOY's reported net worth ratio is 30.24% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHOPTANK ELECTRIC COOP EMPLOY operates 1 branch location. The main office is located at PO Box 430, Denton, MD 21629-0430.
CHOPTANK ELECTRIC COOP EMPLOY was established in 1971. It is a federal credit union chartered under charter number 20656. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHOPTANK ELECTRIC COOP EMPLOY. All financial data is for informational purposes only.