CITY OF FAIRMONT
Federal • Fairmont, West Virginia • Est. 1967
Quick Facts
- Charter Number
- #18142
- Type
- Federal
- Established
- 1967
- Headquarters
- Fairmont, West Virginia 26554
- Address
- P.O. Box 868
- Branches
- 1
- Members
- 330
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
330 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITY OF FAIRMONT |
|---|---|
| Total Assets | $1.4M |
| Members | 330 |
| Loans Outstanding | $851K |
| Shares & Deposits | $1.3M |
| Net Worth | $140K |
| Net Worth Ratio | 9.95% |
| Loan-to-Share Ratio | 67.4% |
| Delinquency Rate | 12.89% |
| Net Income | $-36 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
City of Fairmont FCU
Main Office500 Quincy ST
Fairmont, WV 26554
Who Can Join CITY OF FAIRMONT?
Membership Type: Community
Membership eligibility for CITY OF FAIRMONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITY OF FAIRMONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. CITY OF FAIRMONT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CITY OF FAIRMONT has 330 members and a potential membership field of 500 people.
CITY OF FAIRMONT's net worth ratio is 9.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, CITY OF FAIRMONT meets this threshold.
CITY OF FAIRMONT operates 1 branch location. The main office is located at 500 Quincy ST, Fairmont, WV 26554.
CITY OF FAIRMONT was established in 1967. It is a federal credit union chartered under charter number 18142. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CITY OF FAIRMONT. All financial data is for informational purposes only.