CITY OF FAIRMONT
Federal • Fairmont, West Virginia • Est. 1967
Quick Facts
- Charter Number
- #18142
- Type
- Federal
- Established
- 1967
- Headquarters
- Fairmont, West Virginia 26554
- Address
- 500 Quincy ST
- Branches
- 1
- Members
- 336
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
336 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITY OF FAIRMONT |
|---|---|
| Total Assets | $1.4M |
| Members | 336 |
| Loans Outstanding | $835K |
| Shares & Deposits | $1.2M |
| Net Worth | $142K |
| Net Worth Ratio | 10.26% |
| Loan-to-Share Ratio | 67.5% |
| Delinquency Rate | 9.82% |
| Net Income | +$1,854 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
City of Fairmont FCU
Main Office500 Quincy ST
Fairmont, WV 26554
Who Can Join CITY OF FAIRMONT?
Membership Type: Community
Membership eligibility for CITY OF FAIRMONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITY OF FAIRMONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
CITY OF FAIRMONT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CITY OF FAIRMONT has 336 members and a potential membership field of 500 people.
CITY OF FAIRMONT's reported net worth ratio is 10.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CITY OF FAIRMONT operates 1 branch location. The main office is located at 500 Quincy ST, Fairmont, WV 26554.
CITY OF FAIRMONT was established in 1967. It is a federal credit union chartered under charter number 18142. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CITY OF FAIRMONT. All financial data is for informational purposes only.