CLASS ACT
Federal • Louisville, Kentucky • Est. 1954
Quick Facts
- Charter Number
- #9106
- Type
- Federal
- Established
- 1954
- Headquarters
- Louisville, Kentucky 40219-1917
- Address
- 3620 Fern Valley Rd
- Branches
- 6
- ATMs
- 3
- Members
- 23,015
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
23,015 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CLASS ACT |
|---|---|
| Total Assets | $341.6M |
| Members | 23,015 |
| Loans Outstanding | $237.9M |
| Shares & Deposits | $299.8M |
| Net Worth | $37.8M |
| Net Worth Ratio | 11.06% |
| Loan-to-Share Ratio | 79.3% |
| Delinquency Rate | 0.64% |
| Net Income | +$6,345,940 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 3 ATMs
Main Office
Main Office3620 Fern Valley Rd
Louisville, KY 40219-1917
UofL Branch
331 W Cardinal Blvd
Louisville, KY 40208-1822
Doss High School Branch
7601 Saint Andrews Church Rd
Louisville, KY 40214-4017
Southern High School Branch
8620 Preston Hwy
Louisville, KY 40219-5306
East Branch
3711 Diann Marie Rd
Louisville, KY 40241
Who Can Join CLASS ACT?
Membership Type: Community
Membership eligibility for CLASS ACT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CLASS ACT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. CLASS ACT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CLASS ACT has 23,015 members and a potential membership field of 203,830 people.
CLASS ACT's net worth ratio is 11.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, CLASS ACT meets this threshold.
CLASS ACT operates 6 branch locations and has access to 3 ATMs. The main office is located at 3620 Fern Valley Rd, Louisville, KY 40219-1917.
CLASS ACT was established in 1954. It is a federal credit union chartered under charter number 9106. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CLASS ACT. All financial data is for informational purposes only.