CLINCHFIELD
Federal • Erwin, Tennessee • Est. 1947
Quick Facts
- Charter Number
- #5549
- Type
- Federal
- Established
- 1947
- Headquarters
- Erwin, Tennessee 37650
- Address
- 1038 N Main Ave
- Branches
- 1
- ATMs
- 1
- Members
- 6,530
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,530 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CLINCHFIELD |
|---|---|
| Total Assets | $138.5M |
| Members | 6,530 |
| Loans Outstanding | $66.2M |
| Shares & Deposits | $121.4M |
| Net Worth | $17.1M |
| Net Worth Ratio | 12.34% |
| Loan-to-Share Ratio | 54.5% |
| Delinquency Rate | 0.12% |
| Net Income | +$309,918 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Main Branch
Main Office1038 N Main Ave
Erwin, TN 37650
Who Can Join CLINCHFIELD?
Membership Type: Community
Membership eligibility for CLINCHFIELD may vary. Contact the credit union directly to confirm qualification requirements.
Contact CLINCHFIELD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
CLINCHFIELD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CLINCHFIELD has 6,530 members and a potential membership field of 17,856 people.
CLINCHFIELD's reported net worth ratio is 12.34% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CLINCHFIELD operates 1 branch location and has access to 1 ATMs. The main office is located at 1038 N Main Ave, Erwin, TN 37650.
CLINCHFIELD was established in 1947. It is a federal credit union chartered under charter number 5549. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CLINCHFIELD. All financial data is for informational purposes only.