CO - LIB
State-Chartered • Saint Louis, Missouri • Est. 1955
Quick Facts
- Charter Number
- #64723
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Saint Louis, Missouri 63131
- Address
- 1640 S Lindbergh Blvd
- Branches
- 1
- Members
- 234
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
234 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CO - LIB |
|---|---|
| Total Assets | $1.3M |
| Members | 234 |
| Loans Outstanding | $870K |
| Shares & Deposits | $1.1M |
| Net Worth | $184K |
| Net Worth Ratio | 14.57% |
| Loan-to-Share Ratio | 80.9% |
| Delinquency Rate | 0.84% |
| Net Income | +$11,556 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
St. Louis County Library - HQ
Main Office1412 S Spoede Rd
Saint Louis, MO 63131-2557
Who Can Join CO - LIB?
Membership Type: Community
Membership eligibility for CO - LIB may vary. Contact the credit union directly to confirm qualification requirements.
Contact CO - LIB directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. CO - LIB is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CO - LIB has 234 members and a potential membership field of 1,000 people.
CO - LIB's net worth ratio is 14.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.6%, CO - LIB meets this threshold.
CO - LIB operates 1 branch location. The main office is located at 1412 S Spoede Rd, Saint Louis, MO 63131-2557.
CO - LIB was established in 1955. It is a state-chartered credit union chartered under charter number 64723. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CO - LIB. All financial data is for informational purposes only.