CODE
State-Chartered • Dayton, Ohio • Est. 1940
Quick Facts
- Charter Number
- #66840
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Dayton, Ohio 45402
- Address
- 285 Liberty St
- Branches
- 5
- ATMs
- 3
- Members
- 13,095
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,095 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CODE |
|---|---|
| Total Assets | $176.7M |
| Members | 13,095 |
| Loans Outstanding | $100.7M |
| Shares & Deposits | $155.4M |
| Net Worth | $21.1M |
| Net Worth Ratio | 11.96% |
| Loan-to-Share Ratio | 64.8% |
| Delinquency Rate | 0.75% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 3 ATMs
Dayton
355 W Monument Ave
Dayton, OH 45402
Englewood
415 W National Rd
Englewood, OH 45322-1405
Northmont High School Student Run Credit Union
4916 National Rd
Clayton, OH 45315
Administrative Office
Main Office285 Liberty St
Dayton, OH 45402
Stebbins High School Student Run Credit Union
1900 Harshman Rd
Dayton, OH 45424
Who Can Join CODE?
Membership Type: Community
Membership eligibility for CODE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CODE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
CODE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CODE has 13,095 members and a potential membership field of 32,738 people.
CODE's reported net worth ratio is 11.96% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CODE operates 5 branch locations and has access to 3 ATMs. The main office is located at 285 Liberty St, Dayton, OH 45402.
CODE was established in 1940. It is a state-chartered credit union chartered under charter number 66840. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CODE. All financial data is for informational purposes only.