COMMUNITY 1ST
Federal • Miles City, Montana • Est. 1953
Quick Facts
- Charter Number
- #8588
- Type
- Federal
- Established
- 1953
- Headquarters
- Miles City, Montana 59301
- Address
- 2905 Main St
- Branches
- 2
- ATMs
- 2
- Members
- 3,895
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,895 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY 1ST |
|---|---|
| Total Assets | $41.6M |
| Members | 3,895 |
| Loans Outstanding | $33.1M |
| Shares & Deposits | $36.1M |
| Net Worth | $4.7M |
| Net Worth Ratio | 11.27% |
| Loan-to-Share Ratio | 91.6% |
| Delinquency Rate | 1.06% |
| Net Income | +$377,747 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office2905 Main St
Miles City, MT 59301
Ekalaka Branch
104 S Main St
Ekalaka, MT 59324
Who Can Join COMMUNITY 1ST?
Membership Type: Other/Unknown
Membership eligibility for COMMUNITY 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. COMMUNITY 1ST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY 1ST has 3,895 members and a potential membership field of 27,200 people.
COMMUNITY 1ST's net worth ratio is 11.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, COMMUNITY 1ST meets this threshold.
COMMUNITY 1ST operates 2 branch locations and has access to 2 ATMs. The main office is located at 2905 Main St, Miles City, MT 59301.
COMMUNITY 1ST was established in 1953. It is a federal credit union chartered under charter number 8588. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY 1ST. All financial data is for informational purposes only.