COMMUNITY FIRST
State-Chartered • Ashtabula, Ohio • Est. 1955
Quick Facts
- Charter Number
- #61094
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Ashtabula, Ohio 44004
- Address
- 2043 E Prospect Rd
- Branches
- 2
- ATMs
- 1
- Members
- 4,956
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,956 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FIRST |
|---|---|
| Total Assets | $98.7M |
| Members | 4,956 |
| Loans Outstanding | $46.6M |
| Shares & Deposits | $84.1M |
| Net Worth | $13.5M |
| Net Worth Ratio | 13.72% |
| Loan-to-Share Ratio | 55.4% |
| Delinquency Rate | 1.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Ashtabula Branch
Main Office2043 E Prospect Rd
Ashtabula, OH 44004
Jefferson Branch
22 W Jefferson St
Jefferson, OH 44047-1028
Who Can Join COMMUNITY FIRST?
Membership Type: Community
Membership eligibility for COMMUNITY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
COMMUNITY FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMMUNITY FIRST has 4,956 members and a potential membership field of 98,000 people.
COMMUNITY FIRST's reported net worth ratio is 13.72% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMMUNITY FIRST operates 2 branch locations and has access to 1 ATMs. The main office is located at 2043 E Prospect Rd, Ashtabula, OH 44004.
COMMUNITY FIRST was established in 1955. It is a state-chartered credit union chartered under charter number 61094. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FIRST. All financial data is for informational purposes only.