COMMUNITY FIRST
State-Chartered • Ashtabula, Ohio • Est. 1955
Quick Facts
- Charter Number
- #61094
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Ashtabula, Ohio 44004
- Address
- 2043 E Prospect Rd
- Branches
- 2
- ATMs
- 1
- Members
- 5,002
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,002 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FIRST |
|---|---|
| Total Assets | $96.4M |
| Members | 5,002 |
| Loans Outstanding | $46.4M |
| Shares & Deposits | $82.1M |
| Net Worth | $13.2M |
| Net Worth Ratio | 13.71% |
| Loan-to-Share Ratio | 56.5% |
| Delinquency Rate | 1.30% |
| Net Income | +$821,625 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Ashtabula Branch
Main Office2043 E Prospect Rd
Ashtabula, OH 44004
Jefferson Branch
22 W Jefferson St
Jefferson, OH 44047-1028
Who Can Join COMMUNITY FIRST?
Membership Type: Community
Membership eligibility for COMMUNITY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. COMMUNITY FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY FIRST has 5,002 members and a potential membership field of 98,000 people.
COMMUNITY FIRST's net worth ratio is 13.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.7%, COMMUNITY FIRST meets this threshold.
COMMUNITY FIRST operates 2 branch locations and has access to 1 ATMs. The main office is located at 2043 E Prospect Rd, Ashtabula, OH 44004.
COMMUNITY FIRST was established in 1955. It is a state-chartered credit union chartered under charter number 61094. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FIRST. All financial data is for informational purposes only.