COMMUNITY RESOURCE
State-Chartered • Baytown, Texas • Est. 1935
Quick Facts
- Charter Number
- #68021
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Baytown, Texas 77522
- Address
- PO BOX 3181
- Branches
- 9
- ATMs
- 8
- Members
- 57,968
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
57,968 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY RESOURCE |
|---|---|
| Total Assets | $946.9M |
| Members | 57,968 |
| Loans Outstanding | $724.4M |
| Shares & Deposits | $791.8M |
| Net Worth | $96.0M |
| Net Worth Ratio | 10.14% |
| Loan-to-Share Ratio | 91.5% |
| Delinquency Rate | 0.52% |
| Net Income | +$15,517,787 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
Decker Branch
2900 Decker Dr
Baytown, TX 77520-2076
Alexander Branch
2700 N Alexander Dr
Baytown, TX 77520-3335
Crosby Branch
6218 FM 2100 Rd
Crosby, TX 77532-5608
Garth Road
6810 Garth Rd
Baytown, TX 77521-9649
Atascocita Branch
6903 Atascocita Rd
Atascocita, TX 77346-2820
Who Can Join COMMUNITY RESOURCE?
Membership Type: Community
Membership eligibility for COMMUNITY RESOURCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY RESOURCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. COMMUNITY RESOURCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY RESOURCE has 57,968 members and a potential membership field of 5,930,136 people.
COMMUNITY RESOURCE's net worth ratio is 10.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, COMMUNITY RESOURCE meets this threshold.
COMMUNITY RESOURCE operates 9 branch locations and has access to 8 ATMs. The main office is located at 3110 Rollingcreek Drive, Baytown, TX 77521.
COMMUNITY RESOURCE was established in 1935. It is a state-chartered credit union chartered under charter number 68021. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY RESOURCE. All financial data is for informational purposes only.