COMMUNITY STAR
Federal • Elyria, Ohio • Est. 1938
Quick Facts
- Charter Number
- #95008
- Type
- Federal
- Established
- 1938
- Headquarters
- Elyria, Ohio 44035-4141
- Address
- 832 Cleveland St
- Branches
- 2
- ATMs
- 2
- Members
- 7,780
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,780 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY STAR |
|---|---|
| Total Assets | $102.1M |
| Members | 7,780 |
| Loans Outstanding | $68.0M |
| Shares & Deposits | $88.9M |
| Net Worth | $9.6M |
| Net Worth Ratio | 9.37% |
| Loan-to-Share Ratio | 76.5% |
| Delinquency Rate | 0.81% |
| Net Income | +$1,283,543 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office832 Cleveland St
Elyria, OH 44035-4141
Lorain Office
5609 W Erie Ave
Lorain, OH 44053-1639
Who Can Join COMMUNITY STAR?
Membership Type: Community
Membership eligibility for COMMUNITY STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. COMMUNITY STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY STAR has 7,780 members and a potential membership field of 530,000 people.
COMMUNITY STAR's net worth ratio is 9.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, COMMUNITY STAR meets this threshold.
COMMUNITY STAR operates 2 branch locations and has access to 2 ATMs. The main office is located at 832 Cleveland St, Elyria, OH 44035-4141.
COMMUNITY STAR was established in 1938. It is a federal credit union chartered under charter number 95008. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY STAR. All financial data is for informational purposes only.