COMMUNITY TRUST
State-Chartered • Gurnee, Illinois • Est. 1933
Quick Facts
- Charter Number
- #60543
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Gurnee, Illinois 60031
- Address
- 1313 N Skokie Hwy
- Branches
- 5
- ATMs
- 4
- Members
- 13,431
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,431 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY TRUST |
|---|---|
| Total Assets | $331.3M |
| Members | 13,431 |
| Loans Outstanding | $133.4M |
| Shares & Deposits | $291.1M |
| Net Worth | $37.9M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 45.8% |
| Delinquency Rate | 0.13% |
| Net Income | +$3,163,285 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
CTCU Gurnee Branch
Main Office1313 N Skokie Hwy
Gurnee, IL 60031
CTCU Grayslake Branch
1263 N Il Route 83
Grayslake, IL 60030
CTCU Lake VIlla Branch
1380 N Deep Lake Rd
Lake Villa, IL 60046-5011
CTCU West Gurnee Branch
6543 Grand Ave
Gurnee, IL 60031-1643
CTCU Corporate Office
1075 Tri State Pkwy
Gurnee, IL 60031-9122
Who Can Join COMMUNITY TRUST?
Membership Type: Community
Membership eligibility for COMMUNITY TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. COMMUNITY TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY TRUST has 13,431 members and a potential membership field of 750,000 people.
COMMUNITY TRUST's net worth ratio is 11.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, COMMUNITY TRUST meets this threshold.
COMMUNITY TRUST operates 5 branch locations and has access to 4 ATMs. The main office is located at 1313 N Skokie Hwy, Gurnee, IL 60031.
COMMUNITY TRUST was established in 1933. It is a state-chartered credit union chartered under charter number 60543. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY TRUST. All financial data is for informational purposes only.