COMPLEX COMMUNITY
Federal • Odessa, Texas • Est. 1958
Quick Facts
- Charter Number
- #12697
- Type
- Federal
- Established
- 1958
- Headquarters
- Odessa, Texas 79762
- Address
- 4519 E 51st St
- Branches
- 11
- ATMs
- 9
- Members
- 44,122
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
44,122 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMPLEX COMMUNITY |
|---|---|
| Total Assets | $811.9M |
| Members | 44,122 |
| Loans Outstanding | $503.5M |
| Shares & Deposits | $704.4M |
| Net Worth | $109.6M |
| Net Worth Ratio | 13.49% |
| Loan-to-Share Ratio | 71.5% |
| Delinquency Rate | 0.56% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 9 ATMs
OPERATIONS & TRAINING CENTER
Main Office4519 E 51st St
Odessa, TX 79762
NORTH OFFICE
4900 E 52nd St
Odessa, TX 79762
SOUTH ODESSA
2201 S Grandview Ave
Odessa, TX 79766
WEST ODESSA
2200 Linda Ave
Odessa, TX 79763
CENTRAL MIDLAND
3512 N Midkiff Rd
Midland, TX 79705
Who Can Join COMPLEX COMMUNITY?
Membership Type: Community
Membership eligibility for COMPLEX COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMPLEX COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
COMPLEX COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMPLEX COMMUNITY has 44,122 members and a potential membership field of 60,000 people.
COMPLEX COMMUNITY's reported net worth ratio is 13.49% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMPLEX COMMUNITY operates 11 branch locations and has access to 9 ATMs. The main office is located at 4519 E 51st St, Odessa, TX 79762.
COMPLEX COMMUNITY was established in 1958. It is a federal credit union chartered under charter number 12697. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMPLEX COMMUNITY. All financial data is for informational purposes only.