CORNERSTONE
State-Chartered • Freeport, Illinois • Est. 1939
Quick Facts
- Charter Number
- #60189
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Freeport, Illinois 61032-7610
- Address
- 550 W Meadows Dr
- Branches
- 3
- ATMs
- 3
- Members
- 12,352
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,352 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CORNERSTONE |
|---|---|
| Total Assets | $178.0M |
| Members | 12,352 |
| Loans Outstanding | $101.4M |
| Shares & Deposits | $158.9M |
| Net Worth | $17.0M |
| Net Worth Ratio | 9.56% |
| Loan-to-Share Ratio | 63.8% |
| Delinquency Rate | 1.28% |
| Net Income | +$618,012 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Cornerstone Credit Union
Main Office550 W Meadows Dr
Freeport, IL 61032-7610
Cornerstone Credit Union
615 W 3rd St
Sterling, IL 61081
Cornerstone Credit Union
640 Blackhawk Blvd
South Beloit, IL 61080
Who Can Join CORNERSTONE?
Membership Type: Community
Membership eligibility for CORNERSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CORNERSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
CORNERSTONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CORNERSTONE has 12,352 members and a potential membership field of 742,114 people.
CORNERSTONE's reported net worth ratio is 9.56% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CORNERSTONE operates 3 branch locations and has access to 3 ATMs. The main office is located at 550 W Meadows Dr, Freeport, IL 61032-7610.
CORNERSTONE was established in 1939. It is a state-chartered credit union chartered under charter number 60189. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CORNERSTONE. All financial data is for informational purposes only.