COVE
Federal • Edgewood, Kentucky • Est. 1970
Quick Facts
- Charter Number
- #19879
- Type
- Federal
- Established
- 1970
- Headquarters
- Edgewood, Kentucky 41017-3248
- Address
- 577 Dudley Rd
- Branches
- 1
- ATMs
- 1
- Members
- 6,464
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,464 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COVE |
|---|---|
| Total Assets | $77.9M |
| Members | 6,464 |
| Loans Outstanding | $53.8M |
| Shares & Deposits | $64.2M |
| Net Worth | $12.6M |
| Net Worth Ratio | 16.15% |
| Loan-to-Share Ratio | 83.8% |
| Delinquency Rate | 0.27% |
| Net Income | +$458,279 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
COVE FEDERAL CREDIT UNION
Main Office577 Dudley Rd
Edgewood, KY 41017-3248
Who Can Join COVE?
Membership Type: Occupational
Membership eligibility for COVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact COVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. COVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COVE has 6,464 members and a potential membership field of 1,248,012 people.
COVE's net worth ratio is 16.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.1%, COVE meets this threshold.
COVE operates 1 branch location and has access to 1 ATMs. The main office is located at 577 Dudley Rd, Edgewood, KY 41017-3248.
COVE was established in 1970. It is a federal credit union chartered under charter number 19879. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COVE. All financial data is for informational purposes only.