CREDIT UNION OF TEXAS
State-Chartered • Allen, Texas • Est. 1931
Quick Facts
- Charter Number
- #66327
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- Allen, Texas 75013-1305
- Address
- P.O. Box 7000
- Branches
- 26
- ATMs
- 21
- Members
- 180,444
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
180,444 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CREDIT UNION OF TEXAS |
|---|---|
| Total Assets | $2.7B |
| Members | 180,444 |
| Loans Outstanding | $2.0B |
| Shares & Deposits | $2.3B |
| Net Worth | $221.9M |
| Net Worth Ratio | 8.38% |
| Loan-to-Share Ratio | 90.8% |
| Delinquency Rate | 1.75% |
| Net Income | +$39,024,360 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
26 locations · 21 ATMs
Castle Hills Branch
6201 N Josey Ln Ste 214
Lewisville, TX 75056-2480
DeSoto Branch
2828 Prince George Ave
DeSoto, TX 75115-2046
Ross Branch
3305 Ross Ave
Dallas, TX 75204
Valley Ranch Branch
6911 N MacArthur Blvd
Irving, TX 75039-2464
Mesquite Branch
1020 Gross Rd
Mesquite, TX 75149-2167
Who Can Join CREDIT UNION OF TEXAS?
Membership Type: Community
Membership eligibility for CREDIT UNION OF TEXAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CREDIT UNION OF TEXAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CREDIT UNION OF TEXAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CREDIT UNION OF TEXAS has 180,444 members and a potential membership field of 5,685,320 people.
CREDIT UNION OF TEXAS's net worth ratio is 8.38% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, CREDIT UNION OF TEXAS meets this threshold.
CREDIT UNION OF TEXAS operates 26 branch locations and has access to 21 ATMs. The main office is located at 900 W Bethany Dr Ste 500, Allen, TX 75013-3834.
CREDIT UNION OF TEXAS was established in 1931. It is a state-chartered credit union chartered under charter number 66327. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CREDIT UNION OF TEXAS. All financial data is for informational purposes only.