CS
State-Chartered • Catawba, North Carolina • Est. 1986
Quick Facts
- Charter Number
- #66856
- Type
- State-Chartered
- Established
- 1986
- Headquarters
- Catawba, North Carolina 28609
- Address
- 6519 Comm Scope Rd
- Branches
- 3
- ATMs
- 1
- Members
- 2,832
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,832 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CS |
|---|---|
| Total Assets | $29.7M |
| Members | 2,832 |
| Loans Outstanding | $16.7M |
| Shares & Deposits | $24.5M |
| Net Worth | $5.6M |
| Net Worth Ratio | 18.91% |
| Loan-to-Share Ratio | 68.2% |
| Delinquency Rate | 0.27% |
| Net Income | +$241,906 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
CS Credit Union
Main Office6519 Comm Scope Rd
Catawba, NC 28609
Claremont CU
3642 E US Highway 70
Claremont, NC 28610-8530
Apex Data Systems
3950 Priority Way South Dr Ste 110
Indianapolis, IN 46240-1409
Who Can Join CS?
Membership Type: Community
Membership eligibility for CS may vary. Contact the credit union directly to confirm qualification requirements.
Contact CS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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Browse all federally insured credit unions in North Carolina, ranked by assets, members, and financial health score.
View North Carolina RankingsFrequently Asked Questions
Yes. CS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CS has 2,832 members and a potential membership field of 5,000 people.
CS's net worth ratio is 18.91% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.9%, CS meets this threshold.
CS operates 3 branch locations and has access to 1 ATMs. The main office is located at 6519 Comm Scope Rd, Catawba, NC 28609.
CS was established in 1986. It is a state-chartered credit union chartered under charter number 66856. The institution has been serving members for 40 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CS. All financial data is for informational purposes only.