CUMBERLAND MUNICIPAL EMPLOYEES
Federal • Cumberland, Rhode Island • Est. 1962
Quick Facts
- Charter Number
- #24486
- Type
- Federal
- Established
- 1962
- Headquarters
- Cumberland, Rhode Island 02864-5135
- Address
- 2145 Diamond Hill Road
- Branches
- 3
- Members
- 808
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
808 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CUMBERLAND MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $8.5M |
| Members | 808 |
| Loans Outstanding | $3.4M |
| Shares & Deposits | $6.7M |
| Net Worth | $1.7M |
| Net Worth Ratio | 20.57% |
| Loan-to-Share Ratio | 50.1% |
| Delinquency Rate | 1.13% |
| Net Income | +$42,765 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
cumberland municipal employees federal credit union
Main Office2145 Diamond Hill Rd
Cumberland, RI 02864-5135
Location of Vital records
4897 W Lake Park Blvd Ste 200
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fiserv ONCU
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Who Can Join CUMBERLAND MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for CUMBERLAND MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CUMBERLAND MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Rhode Island RankingsFrequently Asked Questions
Yes. CUMBERLAND MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CUMBERLAND MUNICIPAL EMPLOYEES has 808 members and a potential membership field of 1,440 people.
CUMBERLAND MUNICIPAL EMPLOYEES's net worth ratio is 20.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.6%, CUMBERLAND MUNICIPAL EMPLOYEES meets this threshold.
CUMBERLAND MUNICIPAL EMPLOYEES operates 3 branch locations. The main office is located at 2145 Diamond Hill Rd, Cumberland, RI 02864-5135.
CUMBERLAND MUNICIPAL EMPLOYEES was established in 1962. It is a federal credit union chartered under charter number 24486. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CUMBERLAND MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.