Credit Unions in Rhode Island
14 federally insured credit unions — Q1 2026 NCUA data
Rhode Island credit union statistics
Credit Unions
Federally insured in Rhode Island
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
Rhode Island Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
Rhode Island: 12.54%
National: 14.35%
Assets per institution
Rhode Island: $787.6M
National: $578.3M
Members per institution
Rhode Island: 36K
National: 34K
Top 10 Credit Unions in Rhode Island
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | NAVIGANT | $4.2B | 170K | A |
| #2 | COASTAL1 | $3.5B | 147K | A+ |
| #3 | GREENWOOD | $924.8M | 59K | A |
| #4 | THE PEOPLES | $801.9M | 41K | A+ |
| #5 | WESTERLY COMMUNITY | $511.4M | 22K | A |
| #6 | RHODE ISLAND | $426.8M | 28K | A+ |
| #7 | OCEAN STATE | $351.3M | 22K | B+ |
| #8 | WAVE | $155.0M | 6,872 | A+ |
| #9 | CRANSTON MUNICIPAL EMPLOYEES | $78.6M | 3,159 | A+ |
| #10 | BLACKSTONE RIVER | $75.3M | 4,290 | A+ |
Frequently Asked Questions
There are 14 federally insured credit unions in Rhode Island in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $11.0B in assets and 507K members.
The unweighted average reported net worth ratio for credit unions in Rhode Island is 12.5%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in Rhode Island by reported total assets is NAVIGANT with $4.2B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.