NAVIGANT
State-Chartered • Smithfield, Rhode Island • Est. 1915
Quick Facts
- Charter Number
- #62882
- Type
- State-Chartered
- Established
- 1915
- Headquarters
- Smithfield, Rhode Island 02917
- Address
- 1005 Douglas Pike
- Branches
- 27
- ATMs
- 25
- Members
- 170,060
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
170,060 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVIGANT |
|---|---|
| Total Assets | $4.2B |
| Members | 170,060 |
| Loans Outstanding | $3.6B |
| Shares & Deposits | $3.6B |
| Net Worth | $415.3M |
| Net Worth Ratio | 9.93% |
| Loan-to-Share Ratio | 100.0% |
| Delinquency Rate | 0.33% |
| Net Income | +$8,832,796 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
27 locations · 25 ATMs
Central Falls
693 Broad St
Central Falls, RI 02863
Chapel Four Corners
2086 Diamond Hill Rd
Cumberland, RI 02864-5531
Cumberland Hill
3291 Mendon Rd
Cumberland, RI 02864
Greenville
468 Putnam Pike
Greenville, RI 02828
Lincoln
185 Front St
Lincoln, RI 02865
Who Can Join NAVIGANT?
Membership Type: Community
Membership eligibility for NAVIGANT may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVIGANT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Rhode Island
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Rhode Island RankingsFrequently Asked Questions
NAVIGANT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NAVIGANT has 170,060 members and a potential membership field of 1,114,521 people.
NAVIGANT's reported net worth ratio is 9.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NAVIGANT operates 27 branch locations and has access to 25 ATMs. The main office is located at 1005 Douglas Pike, Smithfield, RI 02917.
NAVIGANT was established in 1915. It is a state-chartered credit union chartered under charter number 62882. The institution has been serving members for 111 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NAVIGANT. All financial data is for informational purposes only.