THE PEOPLES
State-Chartered • Middletown, Rhode Island • Est. 1922
Quick Facts
- Charter Number
- #65861
- Type
- State-Chartered
- Established
- 1922
- Headquarters
- Middletown, Rhode Island 02842
- Address
- 858 W Main Rd
- Branches
- 6
- ATMs
- 6
- Members
- 41,028
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
41,028 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE PEOPLES |
|---|---|
| Total Assets | $801.9M |
| Members | 41,028 |
| Loans Outstanding | $654.0M |
| Shares & Deposits | $634.7M |
| Net Worth | $80.2M |
| Net Worth Ratio | 10.01% |
| Loan-to-Share Ratio | 103.0% |
| Delinquency Rate | 0.40% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Peoples Credit Union
Main Office858 W Main Rd
Middletown, RI 02842
Peoples Credit Union
43 Memorial Blvd
Newport, RI 02840
Peoples Credit Union
150 Old Tower Hill Rd
Wakefield, RI 02879
Peoples Credit Union
50 Gooding Ave
Bristol, RI 02809
Peoples Credit Union
7490 Post Rd
N Kingstown, RI 02852
Who Can Join THE PEOPLES?
Membership Type: Community
Membership eligibility for THE PEOPLES may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE PEOPLES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Rhode Island
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Rhode Island RankingsFrequently Asked Questions
THE PEOPLES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE PEOPLES has 41,028 members and a potential membership field of 1,118,627 people.
THE PEOPLES's reported net worth ratio is 10.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE PEOPLES operates 6 branch locations and has access to 6 ATMs. The main office is located at 858 W Main Rd, Middletown, RI 02842.
THE PEOPLES was established in 1922. It is a state-chartered credit union chartered under charter number 65861. The institution has been serving members for 104 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE PEOPLES. All financial data is for informational purposes only.