WESTERLY COMMUNITY
State-Chartered • Wakefield, Rhode Island • Est. 1948
Quick Facts
- Charter Number
- #67270
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Wakefield, Rhode Island 02879-2283
- Address
- 4979 Tower Hill Rd
- Branches
- 5
- ATMs
- 5
- Members
- 21,705
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,705 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERLY COMMUNITY |
|---|---|
| Total Assets | $511.4M |
| Members | 21,705 |
| Loans Outstanding | $409.8M |
| Shares & Deposits | $447.3M |
| Net Worth | $47.4M |
| Net Worth Ratio | 9.39% |
| Loan-to-Share Ratio | 91.6% |
| Delinquency Rate | 0.27% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Granite Street Office
122 Granite St
Westerly, RI 02891
Dunn's Corner Branch
244 Post Rd
Westerly, RI 02891
Richmond Branch
64 Kingstown Rd
Wyoming, RI 02898
Wakefield Branch & Operation Center
Main Office4979 Tower Hill Rd
Wakefield, RI 02879-2283
Coventry Branch
2405 Nooseneck Hill Rd
Coventry, RI 02816
Who Can Join WESTERLY COMMUNITY?
Membership Type: Community
Membership eligibility for WESTERLY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERLY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Rhode Island
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Rhode Island RankingsFrequently Asked Questions
WESTERLY COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WESTERLY COMMUNITY has 21,705 members and a potential membership field of 410,320 people.
WESTERLY COMMUNITY's reported net worth ratio is 9.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WESTERLY COMMUNITY operates 5 branch locations and has access to 5 ATMs. The main office is located at 4979 Tower Hill Rd, Wakefield, RI 02879-2283.
WESTERLY COMMUNITY was established in 1948. It is a state-chartered credit union chartered under charter number 67270. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WESTERLY COMMUNITY. All financial data is for informational purposes only.