OCEAN STATE
State-Chartered • Coventry, Rhode Island • Est. 1950
Quick Facts
- Charter Number
- #66595
- Type
- State-Chartered
- Established
- 1950
- Headquarters
- Coventry, Rhode Island 02816
- Address
- 2006 Nooseneck Hill Rd
- Branches
- 7
- ATMs
- 6
- Members
- 22,117
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
22,117 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OCEAN STATE |
|---|---|
| Total Assets | $351.3M |
| Members | 22,117 |
| Loans Outstanding | $275.6M |
| Shares & Deposits | $284.5M |
| Net Worth | $39.9M |
| Net Worth Ratio | 11.37% |
| Loan-to-Share Ratio | 96.9% |
| Delinquency Rate | 1.54% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 6 ATMs
Operation Center
Main Office2006 Nooseneck Hill Rd
Coventry, RI 02816
Nooseneck BRANCH
1584 Nooseneck Hill Rd
Coventry, RI 02816
Main Street BRANCH
1076 MAIN ST
Coventry, RI 02816
PHENIX BRANCH
744 MAIN ST
West Warwick, RI 02893
NORTH KINGSTOWN BRANCH
7373 POST Rd
North Kingstown, RI 02852
Who Can Join OCEAN STATE?
Membership Type: Community
Membership eligibility for OCEAN STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact OCEAN STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Rhode Island
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Rhode Island RankingsFrequently Asked Questions
OCEAN STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OCEAN STATE has 22,117 members and a potential membership field of 200,000 people.
OCEAN STATE's reported net worth ratio is 11.37% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OCEAN STATE operates 7 branch locations and has access to 6 ATMs. The main office is located at 2006 Nooseneck Hill Rd, Coventry, RI 02816.
OCEAN STATE was established in 1950. It is a state-chartered credit union chartered under charter number 66595. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OCEAN STATE. All financial data is for informational purposes only.