CY-FAIR
Federal • Houston, Texas • Est. 1956
Quick Facts
- Charter Number
- #11452
- Type
- Federal
- Established
- 1956
- Headquarters
- Houston, Texas 77065
- Address
- 9601 Jones Rd, Suite 200
- Branches
- 7
- ATMs
- 6
- Members
- 26,076
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
26,076 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CY-FAIR |
|---|---|
| Total Assets | $383.5M |
| Members | 26,076 |
| Loans Outstanding | $246.4M |
| Shares & Deposits | $348.6M |
| Net Worth | $33.8M |
| Net Worth Ratio | 9.01% |
| Loan-to-Share Ratio | 70.7% |
| Delinquency Rate | 1.15% |
| Net Income | +$4,342,116 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Jones Branch
9601 Jones Rd
Houston, TX 77065
Skinner Branch
13525 Skinner Rd
Cypress, TX 77429
Corporate Office
Main Office9601 Jones Rd
Houston, TX 77065
Copperfield Branch
7060 Highway 6 N
Houston, TX 77095-2056
Towne Lake
9915 Barker Cypress Rd
Cypress, TX 77433
Who Can Join CY-FAIR?
Membership Type: Other/Unknown
Membership eligibility for CY-FAIR may vary. Contact the credit union directly to confirm qualification requirements.
Contact CY-FAIR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. CY-FAIR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CY-FAIR has 26,076 members and a potential membership field of 4,789,127 people.
CY-FAIR's net worth ratio is 9.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, CY-FAIR meets this threshold.
CY-FAIR operates 7 branch locations and has access to 6 ATMs. The main office is located at 9601 Jones Rd, Houston, TX 77065.
CY-FAIR was established in 1956. It is a federal credit union chartered under charter number 11452. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CY-FAIR. All financial data is for informational purposes only.