CY-FAIR
Federal • Houston, Texas • Est. 1956
Quick Facts
- Charter Number
- #11452
- Type
- Federal
- Established
- 1956
- Headquarters
- Houston, Texas 77065
- Address
- 9601 Jones Rd
- Branches
- 7
- ATMs
- 6
- Members
- 25,878
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,878 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CY-FAIR |
|---|---|
| Total Assets | $387.3M |
| Members | 25,878 |
| Loans Outstanding | $241.9M |
| Shares & Deposits | $351.0M |
| Net Worth | $35.3M |
| Net Worth Ratio | 9.31% |
| Loan-to-Share Ratio | 68.9% |
| Delinquency Rate | 0.97% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 6 ATMs
Jones Branch
9601 Jones Rd
Houston, TX 77065
Skinner Branch
13525 Skinner Rd
Cypress, TX 77429
Corporate Office
Main Office9601 Jones Rd
Houston, TX 77065
Copperfield Branch
7060 Highway 6 N
Houston, TX 77095-2056
Towne Lake
9915 Barker Cypress Rd
Cypress, TX 77433
Who Can Join CY-FAIR?
Membership Type: Other/Unknown
Membership eligibility for CY-FAIR may vary. Contact the credit union directly to confirm qualification requirements.
Contact CY-FAIR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
CY-FAIR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CY-FAIR has 25,878 members and a potential membership field of 4,784,127 people.
CY-FAIR's reported net worth ratio is 9.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CY-FAIR operates 7 branch locations and has access to 6 ATMs. The main office is located at 9601 Jones Rd, Houston, TX 77065.
CY-FAIR was established in 1956. It is a federal credit union chartered under charter number 11452. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CY-FAIR. All financial data is for informational purposes only.