DAVIESS COUNTY TEACHERS
Federal • Owensboro, Kentucky • Est. 1971
Quick Facts
- Charter Number
- #20684
- Type
- Federal
- Established
- 1971
- Headquarters
- Owensboro, Kentucky 42302
- Address
- P O Box 1986
- Branches
- 5
- ATMs
- 2
- Members
- 5,414
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,414 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DAVIESS COUNTY TEACHERS |
|---|---|
| Total Assets | $72.3M |
| Members | 5,414 |
| Loans Outstanding | $43.6M |
| Shares & Deposits | $63.3M |
| Net Worth | $8.9M |
| Net Worth Ratio | 12.25% |
| Loan-to-Share Ratio | 68.8% |
| Delinquency Rate | 0.56% |
| Net Income | +$1,319,608 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 2 ATMs
Daviess County Teachers Federal Credit Union
Main Office1900 Southeastern Pkwy
Owensboro, KY 42303
Share One
2650 Thousand Oaks Blvd
Memphis, TN 38118
Share One
2650 Thousand Oaks Blvd
Memphis, TN 38118
Baracuda Networks
3455 Peachtree Rd NE
Atlanta, GA 30326
Owensboro Federal Credit Union
717 Harvard Dr
OWENSBORO, KY 42301-6185
Who Can Join DAVIESS COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for DAVIESS COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact DAVIESS COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. DAVIESS COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DAVIESS COUNTY TEACHERS has 5,414 members and a potential membership field of 8,000 people.
DAVIESS COUNTY TEACHERS's net worth ratio is 12.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, DAVIESS COUNTY TEACHERS meets this threshold.
DAVIESS COUNTY TEACHERS operates 5 branch locations and has access to 2 ATMs. The main office is located at 1900 Southeastern Pkwy, Owensboro, KY 42303.
DAVIESS COUNTY TEACHERS was established in 1971. It is a federal credit union chartered under charter number 20684. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DAVIESS COUNTY TEACHERS. All financial data is for informational purposes only.